Michael Sappal

Helping individuals across the GCC to achieve their financial aspirations

Michael is a Chartered Financial Planner practising in Dubai, with over a decade of experience in financial services. He began his career in UK finance, gaining expertise in retirement planning, investment strategy, and pension transfers. Since relocating to Dubai, he specialises in cross-border financial planning to deliver robust solutions for internationally mobile clients.

Qualifications and professionalism

As one of Skybound's most highly qualified advisers, Michael holds Chartered Financial Planner status together with the CII Level 6 Advanced Diploma in Financial Planning. He is committed to continuous learning and to upholding the highest standards of advice and professionalism.

Tailored Cross Border Financial Strategies

Drawing on years of experience, Michael creates clear and practical cross-border financial strategies, underpinned by a rigorous focus on compliance to ensure every recommendation meets regulatory standards. Whether consolidating pensions, planning retirement, or structuring cross-border finances, his clients receive personalised advice that builds clarity, confidence, and control.