At Skybound we build a picture of what your perfect life looks like now, and then formulate a plan that allows you to maintain this lifestyle throughout the twists and turns of your life into the future.
Over the years, you will have to cope with significant lifestyle changes, some of which occur unexpectedly whilst others can be foreseen, and with a little time and the right planning; such events should barely register as a blip as you chart your journey through life.
As international workers just like you, we know how unbelievably complicated simple financial matters can be. However, whether it’s to save money on currency transfers, earn more interest on your savings, or retain more of your wealth through improved tax efficiency, it’s something that can’t be ignored.
In the short term, things like the cost of buying a house, starting a family and the subsequent cost of providing an international education for your children have the potential to derail your plans further in the future without planning ahead.
Choosing to return home or move somewhere completely new to retire can have a huge bearing on your wealth if you make the wrong decisions today. Skybound are one of the few global financial advisory firms with a specialist Repatriation division meaning we can offer a true 360 service to expatriates.
For many people, a pension is something set up by a third party and presented by an employer as a ‘benefit’ of employment. As such the pension invariably isn’t relevant to that persons plans for the future. As an expatriate, your international status opens up a whole range of additional options to consider often meaning you can restructure your existing savings into an investment vehicle that works for you.
Naturally you want to pass on the fruits of your labour to your loved ones when you die. In some countries the absence of a will can lead to your wealth being tied up in probate, and the wellbeing of your family being left in the hands of solicitors. Having a will and a sound estate planning strategy in place is vital to ensure the process is as smooth as possible.
International investors all have their own unique circumstances. At Skybound, it’s our responsibility to deliver bespoke financial plans for both the immediate future and for the long-term security of you and your family, meaning you can live for today knowing tomorrow is taken care of.