Whether you are buying, refinancing, investing or planning internationally, property is rarely just a standalone transaction. It can affect your cashflow, tax position, retirement plans, protection needs and long-term wealth. Skybound Property & Finance is our dedicated division, created to bring property, lending and wealth planning into one joined-up conversation.
A property decision is never just about the property. It affects your cashflow, tax position, retirement plans and long-term wealth.
Why This Matters
For many people, property becomes one of the largest financial decisions they will ever make.
Property decisions influence retirement outcomes, cashflow, tax exposure, protection, estate planning and long-term wealth creation. Whether you are purchasing your first home, refinancing existing borrowing, investing in property, moving internationally or building a portfolio, the financing decision should support your wider financial goals.
That is why Skybound Property & Finance exists. We bring property, lending and wealth planning together into one coordinated conversation.
Mortgages and lending should not sit separately from your wider financial decisions. Complete the form and our Property & Finance team will get back to you, or contact us directly on +44 2071 833 523.
Who This Is For
If any of these describe your situation, a conversation with Property & Finance may add value.
UK-based clients:
Internationally-based clients:
Often the most valuable decisions are made before any action is taken.
Talk To An AdviserWhat we help you achieve
Property & Finance was created to support clients who need more than a standard mortgage conversation.
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We help you explore suitable lenders and products, including more complex cases where high-street options may not be the right fit.
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Your borrowing should support your wider plans, not restrict them. We help you consider how the structure, term and repayments fit your financial life.
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Refinancing or reshaping repayments can help free up cashflow and give you more control over your monthly commitments.
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From purchases and refinances to investment property, we help you think beyond the immediate transaction and plan for the bigger picture.
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A mortgage is a long-term commitment. We help you consider protection for your repayments, your family and your home if life does not go to plan.
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Every lending decision should be considered alongside retirement, tax, protection, investments and estate planning.
A 30-minute conversation. No fee. No obligation. Just a clearer picture.
Core Topics · Hub-and-Spoke
Show breadth of capability. Each description is framed around the outcome for the client, not the product.
Buying, moving, remortgaging or refinancing - we help you secure the right home loan on the right terms, and make sure the repayment you commit to still leaves room for the rest of your financial life.
Living overseas should not shut you out of UK property. We help internationally mobile clients navigate foreign-currency income, residency requirements and a narrower lender market to access UK lending with confidence.
Whether you are buying your first rental or scaling a portfolio, we help you structure the finance - personal or company, rate and term - so the numbers work today and the investment builds genuine long-term wealth.
Bridging, development finance, complex or multiple income sources and bespoke cases. When your situation does not fit a standard tick-box, we find the lenders and structures that do.
Through our network we can connect clients with carefully selected property opportunities, so the right purchase and the right finance can come together in one conversation.
A mortgage is a long-term commitment. We help you protect the repayments, your family and your financial resilience, so an unexpected event does not put your home at risk.
This is what sets us apart. We connect every lending decision into your wider financial picture - retirement, tax, protection, investments and estate planning - so your property works as part of your plan, not separately from it
When timing matters, we help clients explore short-term lending options for property purchases, refinancing, chain breaks or temporary liquidity needs, so the next step can move forward without disrupting the wider financial plan.
For clients looking to access wealth tied up in property, we help assess later-life lending options carefully, balancing cashflow needs, family considerations, estate planning and long-term financial security.
Often the most valuable decisions are made before any action is taken.
Talk To An AdviserProperty should not sit separately from the rest of your planning. The right decision depends on your goals, your income, your family situation and where you want to be in the years ahead.
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We start with you, not the loan. We get a clear picture of your property ambitions, your income, your family plans and where you want to be in the years ahead, so any recommendation is built around your life rather than a single transaction.
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We translate those goals into a practical plan: the right mortgage and lending solution, structured the right way, with the protection in place to keep it secure. You leave knowing not just what you can borrow, but what you should.
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We join the financing decision up with the rest of your plan - retirement, estate planning, protection, investments and family wealth - so your property becomes part of your financial strategy, not a decision made in isolation.
Kieron Franklin leads Skybound Property & Finance, the firm's specialist division providing integrated advice across property, lending, and financial planning. With over 30 years of international experience across the UK, UAE, Hong Kong, Jersey, and Saudi Arabia, he helps clients navigate complex cross-border financial and property decisions.
Having held senior leadership roles at HSBC Bank International, RAKBANK, Commercial Bank of Dubai, and Saudi Awwal Bank, Kieron has extensive expertise in mortgages, wealth management, and international banking. Today, he brings these disciplines together to help clients make confident, well-informed financial decisions aligned with their long-term goals.
Why Skybound Property & Finance
Most firms can arrange a mortgage. Very few connect that mortgage to the rest of your financial life. That gap is exactly where Skybound adds value. Here is what we bring together.
we work with clients across multiple countries and currencies every day, so cross-border income, overseas residency and global assets are familiar ground for us, not an obstacle.
we are wealth managers first, which means your mortgage is considered alongside your retirement, tax, protection and estate planning, not in a silo.
we have access to high-street, specialist, private-bank and international lenders, giving you real choice and a genuine route through complex cases.
our network of lenders, property partners and specialists means we can bring the right people to the table when your situation calls for them.
you work with people who manage the process for you, keep you informed and stay with you well beyond completion.
our tools and digital process make it easier to understand your position, track your application and stay in control from anywhere in the world.
E-Guides
Planning across borders? Download our country-specific tax guides to understand the key rules, risks and planning questions that may affect your income, investments, pensions and estate planning.
Case Studies
Anonymised examples of the property and finance journeys we help clients work through.
Mortgage
A couple came to us simply to remortgage as their fixed rate was ending. In reviewing their position we found they had no protection in place against illness or loss of income. Once their new mortgage and protection were sorted, the conversation naturally turned to their retirement savings. What began as a rate review became an ongoing relationship covering their mortgage, their protection and their long-term retirement plan.
Estate Planning
A client approached us to finance the purchase of a larger family home. As we structured the borrowing, it became clear that their growing property wealth would one day create a significant inheritance tax exposure for their children. We helped them complete the purchase and then introduced estate planning, so the home they were buying would not become a future tax problem for the next generation.
Expat Mortgage
An expat working in the UAE wanted to buy a property back in the UK while being paid in a foreign currency. We secured the lending other brokers had told them was not possible. With that trust established, we went on to help them with currency planning, UK tax exposure and their long-term investments. A single mortgage became a complete cross-border wealth relationship.
Investment
A client building a buy-to-let portfolio came to us to finance their next purchase. As the portfolio grew, the questions changed from how to fund the next one to how to pass it all on. We helped them structure the ownership and financing of their properties with the next generation in mind, turning a series of investments into a deliberate plan for family wealth.
In every case, the property decision was only the beginning. Getting it right is often what opens the door to everything else.
Whether you are buying, refinancing, investing or planning internationally, this is where the conversation starts. We are not here simply to arrange mortgages. We are here to help you structure smarter property and financial decisions.
Talk To An AdviserFrequently Asked
Property decisions can raise a lot of questions, especially when lending, tax, retirement and international planning overlap. These answers are a starting point, but the right approach will depend on your personal circumstances.
The best way to answer it for your situation is a short conversation. No fee. No obligation.
Whether you are reviewing pensions, investments, property, inheritance planning, a move abroad, or a return to the UK, we can help you understand what may need attention and where specialist tax advice may be required.
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