Financial Advice
Savings & Investments
Kieron Franklin is a senior property and finance leader with more than 30 years of international experience across the UK, UAE, Hong Kong, Jersey, and Saudi Arabia. He joined Skybound Wealth Management in 2026 to build and lead the firm's dedicated property and finance division, serving UK-resident and expatriate clients who need joined-up property, lending, and financial planning advice.
Kieron Franklin heads up Skybound Property & Finance, the firm’s dedicated division for clients who need joined-up advice across property, lending and wider financial planning. With more than 30 years of international experience across the UK, UAE, Hong Kong, Jersey and Saudi Arabia, Kieron brings deep banking, mortgage and wealth expertise to clients whose property and financial lives often span more than one country. He works with UK-resident and expatriate clients navigating complex lending, international income, buy-to-let portfolios, overseas property decisions and broader wealth planning needs.
Kieron spent the first two decades of his career inside major international banks, structuring mortgage, lending, and wealth solutions for high-net-worth and affluent clients across some of the world’s most demanding financial markets. He is not a generalist who handles the occasional expat case. Foreign currency income, overseas employment, buy-to-let portfolios managed from abroad, international clients buying in the UK: these situations have been his professional world for most of his career.
Having worked across the UK, Hong Kong, Jersey, Saudi Arabia and the UAE, Kieron brings a genuinely international perspective to clients whose property and financial lives often span more than one jurisdiction.
At HSBC Bank International, Kieron served as Head of Premier & Wealth across Hong Kong and Jersey, holding the Banking and Securities licence as executive officer. He managed wealth and mortgage outcomes for more than 100,000 private and affluent clients, leading a team of over 150 advisers. In his first year, the team secured £500 million in international mortgage bookings.
At RAKBANK in the UAE, he held Director-level responsibility for the bank’s entire mortgage and protection distribution strategy, across both direct-to-consumer and intermediary channels. During his tenure, AUM grew by over USD 3 billion. At Commercial Bank of Dubai, he built and secured board approval for a three-year wealth strategy and grew net profit by 18% in six months. At Saudi Awwal Bank, formerly Saudi British Bank, he doubled AUM and grew the invested client base by 60%.
Clients come to Kieron because their situation doesn’t fit the standard broker process. They live abroad. They earn in a foreign currency. They own property in more than one country, or they want to. The high street options either don’t understand the case or won’t take it on.
At Skybound, the property and finance decision sits inside the wider plan. Kieron works alongside the firm’s tax, pension, currency, and wealth teams so that decisions made on the property and lending side don’t cut across the rest of the client’s financial position. These are not isolated decisions. They are connected decisions. For clients who want that kind of joined-up thinking, there are very few places that can offer it. Skybound is one of them.


Kieron Franklin heads up Skybound Property & Finance, Skybound’s dedicated division for clients who need joined-up advice across property, lending and wider financial planning. He works with UK-resident and expatriate clients whose property decisions often connect to tax, currency, retirement planning, inheritance and long-term wealth strategy.
Kieron helps clients look at property finance as part of their wider financial picture, rather than as a standalone mortgage or lending decision. This can include buying, refinancing, restructuring a buy-to-let portfolio, planning around overseas income, or understanding how a property decision may affect wider wealth planning.
Kieron typically works with UK-resident clients, expatriates, internationally mobile professionals, business owners, high-net-worth individuals and clients with cross-border property or lending needs. Many of his clients have income, assets or family circumstances spread across more than one country.
Kieron has worked across the UK, UAE, Hong Kong, Jersey and Saudi Arabia, giving him direct experience of international banking, lending and wealth markets. This is especially useful for clients whose income, residency, property ownership or future plans do not fit a standard domestic lending profile.
Kieron’s role goes beyond arranging or discussing a mortgage in isolation. He looks at how property finance connects with broader planning areas such as tax exposure, investment strategy, retirement planning, currency risk, estate planning and long-term wealth objectives.
Yes. Foreign currency income can make property finance more complex, especially when applying for UK lending or managing overseas financial commitments. Kieron helps clients understand the practical issues around income structure, currency, lender appetite and how property finance fits into their wider plan.
Yes. Kieron can help clients who are planning a return to the UK and need to understand the property and finance implications before they move. This may include buying a home, refinancing existing property, managing overseas income, or aligning property decisions with wider relocation and financial planning.
Yes. Kieron works with clients who are building, restructuring or refinancing buy-to-let and investment property portfolios. This can include looking at lending options, portfolio structure, cash flow, tax considerations and how property sits alongside other long-term investments.
Ideally, clients should start reviewing their options several months before a fixed-rate mortgage ends. This gives more time to understand the market, assess affordability, compare options and avoid making rushed decisions when the current rate expires.
Property is often one of the largest parts of a client’s financial life, but it rarely sits in isolation. A decision to buy, sell, refinance, release equity or restructure lending can affect tax, cash flow, retirement plans, inheritance, investment strategy and family wealth. Kieron helps clients consider these connections before making a decision.