Intro

A UK expat mortgage is not assessed in isolation. Your country of residence can influence whether a lender will consider your case, how your income is treated, what documents are required and what deposit level may be expected.

This quick-reference guide gives you a clearer view of how lender appetite can vary by country, with a particular focus on core expat markets such as the UAE, the United States and Spain. It is designed as a starting point for the right conversation, not a substitute for live lender criteria.