Skybound and Mijas Town Hall Launch Expat Guidance Initiative in Spain

For British and international expats living on the Costa del Sol, feeling financially settled and actually being financially secure are two very different things. Dual residency obligations, poorly timed pension withdrawals, and unaddressed inheritance exposure are creating real, costly problems - often for people who believe they've already got everything in order.

That's the gap Skybound is here to close. In partnership with Mijas Town Hall's Foreign Residents' Department, Skybound brought expert, face-to-face planning directly to the international community at the Tenencia de Alcaldía in La Cala de Mijas - putting specialist advice where it's needed most, in the heart of the community it serves.

The Tax Traps and Pension Pitfalls That Catch Expats Out

Moving to Spain doesn't simplify your finances - in many cases, it significantly complicates them. The event addressed the issues that matter most to expats across southern Spain: how Spanish tax residency is triggered and what it means for your worldwide income, why UK pensions behave very differently once you've relocated, how cross-border inheritance rules can leave families exposed, and what declaring overseas assets actually requires under Spanish law.

For anyone with income in multiple currencies, property in more than one country, or a pension built up in the UK, these aren't abstract concerns. Getting them wrong can mean years of unnecessary tax, missed exemptions, and decisions that are genuinely difficult - and expensive - to undo.

Building Something Permanent on the Costa del Sol

This event wasn't a one-off. It's the latest step in Skybound's deliberate strategy to become a trusted provider in expat insurance-based financial planning across southern Spain - not as a distant, offshore service, but as a permanent, embedded presence with real relationships on the ground.

‍Taylor Condon, Skybound's Country Manager for Spain, put it plainly:
‍“There's a real gap between how settled people feel when they move to Spain and how prepared they actually are financially. That's what we're here to close. We're not just offering advice from a distance - we're embedded in this community, working directly with local authorities, and building something that expats across the Costa del Sol can rely on. This is just the beginning."‍

With a dedicated Spain team already operational and a growing relationship with institutions like Mijas Town Hall's Foreign Residents' Department, Skybound is establishing itself in the region - combining international expertise with a local presence that actually knows the territory.

Part of a Broader Commitment to Expats in Spain

The issues raised at this event - residency triggers, pension treatment, cross-border tax exposure, inheritance planning - are topics Skybound's advisers deal with every day. They're also among the most commonly misunderstood aspects of expat life in Spain, regardless of how long someone has lived here.

Skybound has developed an extensive library of practical guidance specifically for international residents in Spain, including a comprehensive Spain Tax Guide for 2025/26 covering everything from the Beckham Law to wealth tax and the most common financial mistakes expats make when relocating. These resources exist because the questions are real, the stakes are high, and generic advice simply isn't good enough.

What's Next: Official Office Launch - 14 May

On 14 May 2026, Skybound opens the doors to its official Spain office - and you're invited. It's an opportunity to meet the team driving Skybound's presence on the Costa del Sol, hear what's coming next, and get answers to the questions that have been sitting at the back of your mind.

If reading this has made you wonder whether your own position in Spain is as solid as you think it is, that's worth acting on. Speak to a Skybound adviser - and find out exactly where you stand.

Insurance-related services are provided by Skybound Insurance Brokers Ltd, Spanish Branch, authorised under the freedom of establishment regime and regulated by the DGSFP, as a branch of Skybound Insurance Brokers Ltd (ICCS).