What Happens If I Miss the UK Tax-Year End?

Last Updated On:
February 25, 2026
About 5 min. read
Written By
Written By
Arun Sahota
Private Wealth Partner
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What This Article Helps You Understand

  • Which allowances are permanently lost after 5 April
  • Why pension carry-forward expiry matters
  • What can still be structured after the deadline
  • How taper interacts with missed opportunities
  • Why one missed year does not destroy long-term strategy
  • How to prevent repeated inaction

FAQs

Can I reclaim unused ISA allowance after 5 April?
Can expired pension carry-forward be recovered?
Is it still worth contributing after 5 April?
Does taper still apply after missing the deadline?
Should I wait until next March to review?
Is missing one year catastrophic?
Written By
Arun Sahota
Private Wealth Partner
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Arun Sahota is a UK-regulated Private Wealth Partner at Skybound Wealth, advising high-net-worth and ultra-high-net-worth families, business owners, and senior executives with complex UK and cross-border financial planning needs.

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