Should Business Owners Prioritise Pensions?

Last Updated On:
February 25, 2026
About 5 min. read
Written By
Written By
Arun Sahota
Private Wealth Partner
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What This Article Helps You Understand

  • How pensions fit into profit extraction strategy
  • Why employer contributions often dominate dividend extraction
  • How pensions reduce concentration risk
  • How carry-forward supports variable profit years
  • When liquidity constraints justify delay
  • Why early funding often beats late maximisation

FAQs

Should all business owners prioritise pensions?
Are employer pension contributions tax deductible?
Is dividend extraction less efficient?
Does taper affect business owners?
Should pensions be funded only near retirement?
Can pensions protect against business risk?
Written By
Arun Sahota
Private Wealth Partner
View ProfileBook Appointment

Arun Sahota is a UK-regulated Private Wealth Partner at Skybound Wealth, advising high-net-worth and ultra-high-net-worth families, business owners, and senior executives with complex UK and cross-border financial planning needs.

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