Your Swiss pension is likely one of the most significant assets you’ve built during your time here. Yet for many expats, knowing what to do with that pension — especially when relocating — isn’t always clear.
At Skybound Wealth, we help you understand your position, make sense of the rules, and ensure your pension is structured in a way that protects its long-term value, wherever life takes you next.
Whether you’re preparing to leave Switzerland, already abroad, or simply seeking clarity on your available options, Peter Gollogly - a recognised expert in Swiss pension structures and expat planning - can guide you through the key decisions and help you move forward with confidence.
Maximise your dormant pension funds by selecting the right provider, canton, and investment structure.
Understand the complex rules around moving, accessing, or preserving your Swiss pension when relocating abroad.
Clarify your options, mitigate tax liabilities, and determine the best strategy for accessing your funds at the right time.
Legally reduce your pension’s tax burden by aligning timing, location, and account setup with your global situation.
“Swiss pensions don’t reward guesswork. Every year, I meet expats who leave Switzerland unsure of what they can access, how they’ll be taxed, or whether they’re making the right long-term decision. My approach is simple — give you absolute clarity, remove unnecessary tax, and ensure your pension supports your plans for the future, not limits them.”
Peter Gollogly
Having helped establish new regional offices in both the Middle East and across Europe, Peter has first-hand experience of the hurdles a modern-day international worker must overcome. Expert advice, service driven and readily approachable at all times are some of the skills which are testament to Peter’s continued growth and success in the finance industry with Skybound Wealth Management.
With over a decade of experience guiding expats through complex pension decisions, Peter Gollogly is one of Skybound Wealth’s most trusted advisers. As Regional Director for Europe and a Chartered Member of the CISI, he has supported more than 150 clients worldwide, including corporate executives, international educators, and entrepreneurs.
Peter’s expertise covers all aspects of Swiss financial planning, from Pillar 2 and vested benefits to tax-efficient withdrawals, pensions, repatriation, and investment structuring. His clients appreciate his technical knowledge and his calm, consultative approach to life changes, relocations, and retirement transitions.
Having worked in Switzerland, the UK, and the Middle East, Peter understands the complete journey of internationally mobile professionals and how to make their pensions work for them at every stage.
Start with a short call where you share your pension details, relocation plans, and key questions. This gives Peter the full picture of your situation.
Peter reviews your options, explains access and tax implications, and highlights the strategies that can protect — and often enhance — your pension value.
Together, you decide on the most effective next steps. Peter helps you move forward with a practical, confidence-building plan tailored to your goals.
Schedule a free call with Peter for expert guidance on your Swiss pension and a clear understanding of the options available to you.
Peter’s guidance is strengthened by Skybound Wealth’s global infrastructure — from deep cross-border expertise to award-winning advisory standards. With thousands of international clients and teams across multiple jurisdictions, Skybound ensures Peter has the tools, data and specialist insight needed to support your decisions with confidence.
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Jaques, a 52-year-old South African entrepreneur, had accumulated substantial wealth over his career but faced the challenge of passing it on to his children, who lived abroad. He was uncertain about how to efficiently transfer his wealth while ensuring his legacy was protected.
Skybound helped Jaques design a comprehensive estate plan that included a legacy trust and an education fund for his children. We structured his assets for seamless cross-border transfer, using tax-efficient wealth management solutions to minimise tax implications. The plan also included investment strategies that provided flexibility, ensuring Jaques' wealth would be preserved and effectively passed to the next generation.
Jaques now has a clear, well-organised strategy for transferring his $4.2M across three continents. His wealth is structured to ensure that his children will benefit from his legacy without the complexities of cross-border legal issues.
“Skybound gave me peace of mind, knowing that my wealth will pass on to my children as I intended, without any complications.”
Pierre, a French expat in the Gulf, received a $150K bonus and was unsure how to allocate the funds to meet his long-term financial goals. With multiple priorities, education, retirement, and aligning his investments with his personal values, he needed guidance.
Skybound helped Pierre invest his lump sum into a diversified investment portfolio and planned for future growth with regular contributions. We allocated part of the funds to an education savings plan, set aside for retirement savings, and invested in ESG funds that aligned with his values. This approach created a well-rounded, tax-efficient portfolio designed for both financial growth and alignment with his principles.
Pierre now has a diversified investment portfolio that balances his financial goals with his values, ensuring long-term growth while staying true to his principles. With ESG investments and a structured savings plan in place, he’s confident that his financial future is secured.
“Skybound helped me make sure my bonus works for me across multiple areas of my life, andI’m proud to invest in line with my values.”
David, a 38-year-old Australian expat in Singapore, had no pension and dreamed of retiring by age 55. Without a clear strategy, he wasn’t sure how to make it happen.
Skybound helped David develop a personalised retirement plan, focusing on creating a passive income stream through global tax-efficient savings solutions and a diverse investment portfolio. We introduced a regular savings plan that allowed him to build long-term wealth, while ensuring inflation was accounted for to keep his future income growing with living costs.
By age 55, David is on track to receive $3,000 per month from his investments, with income growing in line with inflation. His regular savings plan and offshore investment solutions now provide him with the financial security he needs, with ongoing visibility through the Skybound Wealth App.
“I never imagined I’d be on track to retire at 55, but now I’m on track to do just that!”
Mark, a 49-year-old British engineer, was relocating to the UAE and needed help managing his two old UK pensions. He was unsure about how to handle the pensions and whether they would be properly managed after his move.
Skybound facilitated a streamlined SIPP consolidation, transferring his pensions into a Self-Invested Personal Pension (SIPP). This consolidation provided greater flexibility and control over his retirement funds, especially when it came to currency management for his new life in the UAE.
The transfer allowed Mark to consolidate his pensions into a tax-efficient, flexible income plan, with no loss of benefits and better control over his investments.
“Skybound made the whole process simple and seamless, giving me the confidence that my pensions are in the right place and will work for me as I move forward.”
Lucy, a British expat in Dubai, was self-employed with irregular income streams. Despite her efforts, she lacked a structured savings plan and often felt overwhelmed by her financial situation.
Skybound worked with Lucy to create a tailored financial plan that stabilised her cash flow and brought consistency to her savings. We introduced automated savings through tax-efficient investment strategies like SIPP (Self-Invested Personal Pension) and offshore investment solutions, ensuring long-term growth even during income dips.
Lucy was also introduced to our Skybound Wealth App, which gave her clear, real-time visibility into her financial progress, helping her always stay on top of her plan.
In six months, Lucy built a rainy-day fund covering four months of expenses and continued contributing to her SIPP, even during income dips. With full control over her savings and investments, she now feels empowered by Skybound’s personalised approach and tech-driven solutions.
“For the first time, I feel confident I can invest monthly, and that my moneyis working for me.”
Managing your Swiss pension as an expat comes with more questions than answers. Here are some of the most common issues we help clients negotiate, and what you should know before making a decision.
Quarterly reviews, ongoing rebalancing, regular portfolio factsheets — we’re with you for the long haul, adjusting your plan as life evolves.
Manage your investments 24/7 with the Skybound Wealth App offering real-time portfolio views, performance summaries, and seamless adviser access.
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