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Swiss Pensions and Tax Update 2023

Swiss Pensions and Tax Update

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  • What is a vested benefit account
  • What does 'encash' your pension mean
  • Which tax friendly cantons can save you money
  • What happens to your pension when you leave Switzerland
  • How to ensure you use all three elements of the Swiss pension system to your advantage
  • Why your swiss pension could be losing value
  • The three unexpected costs of living across the border

Whilst Switzerland remains a firm favourite with international workers,  the changing landscape makes it harder for expats to plan for the future as effectively as in years gone by.

Different Cantons have different laws and regulations, and often many expats live across the border and travel to work in Switzerland.  Brexit continues to have a far-reaching impact, negative interest rates and reducing pension conversion rates can make saving a costly exercise.

However, with a little careful planning, you can ensure you are able to keep more of your money, and that it continues to work as hard for you as you did to earn it in the first place.