Shortfall Calculator

Whatever You’re Planning.
Will You Have Enough?

Whether it's a future home, your child’s education, or something more personal, our shortfall calculator helps you understand how close you are to your goal and what it will take to get there.

Trusted by 6,000+ clients over  20+ years

How It Works. Understand Your Gap.

We’ll help you figure out how close you are to reaching your savings goal. Just share a few details, such as; your target amount, timeline, and current contributions, and we’ll show you how much more you might need to save each month to get there.

Input Your Details

Tell us your goal, how much you’ve saved, and your timeline

Get A Personalised Forecast

See how close you are to your goal, and how much more you may need to save each month to reach it.

Turn Insight Into Action

Download your custom report and book a free session with an adviser to explore practical steps to close the gap.

How can we help you

At Skybound Wealth, we don’t sell off-the-shelf investments. We craft tailored strategies built from a full spectrum of investment solutions, designed to help you grow, protect, and access your wealth wherever life takes you.

Grow Your Wealth Abroad

Whether you're living abroad or planning to relocate, we guide you through global investment options that help you grow and protect your wealth efficiently.

Create Passive Income

We help you create reliable, long-term income through smart, globally diversified portfolios designed to generate consistent returns over time.

Plan Your Retirement

From estimating how much you'll need to structuring your pension strategy, we help you prepare for the lifestyle you want, wherever retirement takes you.

Family Protection & Insurance

From life insurance to income protection, we tailor coverage to safeguard your family’s financial security through every stage of life.

Save for School Fees

We help you plan and save for school and university fees with education-specific savings plans and disciplined investment strategies.

Lower Global Tax Bill

We work with you to reduce your tax exposure through internationally compliant, tax-efficient investment structures and planning tools.

Get a Will or Trust Sorted

We help you structure your estate using wills, trusts, and inheritance tools to make sure your wealth is passed on smoothly and tax-effectively.

Review Pension Setup

We assess your current pensions and retirement vehicles to ensure they’re aligned with your goals, your timeline, and where you live.

Brought To You By Skybound Wealth

Why Choose Skybound Wealth

Skybound offers responsible, trustworthy financial advice from a team of experienced advisers who have helped thousands of clients save for the future.

Backed by decades of expertise, our team of qualified advisers holds industry-recognised certifications, ensuring you receive personalised guidance.

We are proud to be recognised as a trusted leader in independent financial advisory, with over 400 positive reviews from clients who have benefited from our tailored services.

Our reputation is further strengthened by partnerships with reputable financial institutions, giving you the confidence that your wealth is in safe, capable hands.

Global Team, Here for You

Wherever you are in the world, our team of expert, qualified advisers is ready to guide you.
We bring international experience, local insight, and a personal approach, so you can move forward with clarity and confidence.

Start Your Investment Journey
6,000
+
international clients & growing
$
1.5
Billion
of client savings under management
32
Industry Awards & Counting Since 2021
11
offices on 4 continents & more opening soon
With a passion for personal and professional development that exists throughout the company, and comprehensive development support, we empower our people to be the very best they can be as we strive as a collective to not only remain at the forefront of international financial planning, but to lead its evolution.

Built-In Support for Every Step of Your Journey

Ongoing Support

Quarterly reviews, ongoing rebalancing, regular portfolio factsheets , we’re with you for the long haul, adjusting your plan as life evolves.

Skybound Wealth App

Manage your investments 24/7 with the Skybound Wealth App offering real-time portfolio views, performance summaries, and seamless adviser access.

SOAR Magazine

Our exclusive SOAR magazine delivers cutting-edge insights, market updates, and strategies, keeping you informed, inspired, and in control.

Trusted Global Partners

We collaborate with some of the world’s most reputable banks, insurers, and fund managers to ensure your investments are protected, diversified, and primed for growth.

Our independent status complements our approach to financial planning. As an independent firm, we are able to recommend products and providers from the whole of the market. This freedom means that you can rest assured that we will never simply sell you a product. Instead, our recommendations are careful, considered and custom-made for your individual circumstances.

See What Our Satisfied Clients Have To Say

Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
February 26, 2026
Shannon Appel is Calm and savvy

I am every Financial Advisor’s worst nightmare - a first time 60something investor, over cautious , over scared and absolutely clueless. Shannon however is every financial nightmare’s dream advisor, . calm and savvy, she’s remains focused on my original investment objectives. She’s always just a phone call away, happy to answer questions, happy to dumb the technical jargon stuff down for the umpteenth time so that even I can understand it.

Eric de Jong

Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
February 25, 2026
Attention to detail, responsiveness, and willingness to go above and beyond

I have received outstanding service from Cherece Nydam over the past few years. Throughout this time, Cherece has consistently demonstrated professionalism, reliability, and a genuine commitment to excellence. Her attention to detail, responsiveness, and willingness to go above and beyond have made every interaction smooth and stress-free. She approaches her work with integrity and care, ensuring that everything is handled efficiently and to the highest standard. It has been a pleasure working with Cherece, and I would not hesitate to recommend her services to anyone seeking dependable and high-quality support and advice.

Alexander Berry

Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon faded teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon half solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
Skybound Wealth star icon solid teal
February 25, 2026
Guidance you can trust, clarity you can count on.

For the past five years, I have worked closely with Cherece as my financial advisor and have benefited immensely from her guidance. When I first started, I had little knowledge of investments or long‑term financial planning, but her expertise and patient approach made all the difference. What I value most is her ability to simplify complex information and compliance requirements, translating them into clear, practical solutions tailored to my needs. Because she lives in the same country, she understands my environment and is easily accessible, which makes her support even more relevant and effective. Cherece has calmly walked with me through market challenges and environmental shifts with professionalism and commitment, giving me confidence in every decision. That assurance is exactly what every client needs, and I am grateful for her stewardship.

Nomuhle Gola

Related E-Guides

Australians Living Abroad | Essential Financial Guide for Expats

Talk To An Adviser

You can reach us directly by calling us between the hours of 8:30am and 5pm at each of our respective offices and we will immediately assist you.

Request A Call Back

By completing this form, you are consenting to receive telephone communication from Skybound Wealth Management, in accordance with our Privacy Policy.
Skybound Wealth phone icon yellow
Thank you!
Your call back request has been received and we will arrange for a member of our team to call you at your desired time.
Oops! Something went wrong while submitting the form

Download Your Report Today

By completing this form, you are consenting to receive telephone communication from Skybound Wealth Management, in accordance with our Privacy Policy.
Thank you!
Your call back request has been received and we will arrange for a member of our team to call you at your desired time.
Oops! Something went wrong while submitting the form