GEMS: Understanding Financial Vulnerabilities

Overview

Every family faces risks - but expat families face a few more. From health and income shocks to cross-border paperwork and guardianship questions, uncertainty can derail plans when you least expect it. This interactive workshop with Max Gerstein from Skybound Wealth helps you recognise the vulnerabilities that matter and build a simple plan to protect what’s most important.

What You’ll Learn

Practical steps for improving your family’s financial wellbeing, including how to:

Protect your family from life’s “what-ifs” - prepare for health, life, or income shocks so day-to-day life stays stable.
Avoid cross-border pitfalls - understand residency moves and their impact on pensions, tax, and investments.
Reduce conflict and inaction - align decisions as a family and move from “we’ll do it later” to done.
Put the right paperwork in place - ensure guardianship, wills, and legacy wishes are clear and compliant.
Build resilience - create a flexible plan that adapts as careers, locations, and priorities change.

Reserve Your Spot

Watch Recording

Why This Matters

Uncertainty about how a job change or relocation affects finances
No contingency for medical or income shocks
Out-of-date wills/guardianship or none in place
Family stress from unmade decisions and unclear roles

After the Session

All attendees can book a complimentary one-to-one planning meeting with a Skybound adviser to prioritise actions and put the right protections in place.

Paul Butler

Private Wealth Partner

With 25+ years in financial services and 10+ in the Middle East, Paul specialises in holistic planning - helping families create joined-up financial roadmaps that cover immediate needs and future goals.

Max Gerstein

Private Wealth Partner

With over five years of experience and a background in leading financial hubs such as Geneva and Dubai, Max specialises in multi-jurisdictional planning. He helps expat families protect, grow, and transfer wealth confidently across borders.

Simon Athwal

Private Wealth Partner

With over 10 years at Skybound and deep expertise in cross-border planning, Simon has helped hundreds of expat families manage education funding, protection, and long-term wealth strategies.

Paul Butler

Private Wealth Partner

Max Gerstein

Private Wealth Partner

Simon Athwal

Private Wealth Partner

With over 10 years at Skybound and deep expertise in cross-border planning, Simon has helped hundreds of expat families manage education funding, protection, and long-term wealth strategies.