Triggered MPAA or Unsure If You Have? The Correct Next Steps

Last Updated On:
February 25, 2026
About 5 min. read
Written By
Written By
Arun Sahota
Private Wealth Partner
Table of Contents
Example H2
Book Free Consultation
Share this article

What This Article Helps You Understand

  • How to confirm whether MPAA has been triggered
  • What contribution limits apply after trigger
  • How employer contributions are affected
  • How to prevent further mis-sequencing
  • How to rebuild strategy around reduced capacity

FAQs

How do I know if MPAA was triggered?
Can MPAA be reversed?
Does employer contribution count toward reduced limit?
Can carry-forward increase reduced limit?
Is MPAA relevant if I still earn high income?
Should I stop contributing after trigger?
Written By
Arun Sahota
Private Wealth Partner
View ProfileBook Appointment

Arun Sahota is a UK-regulated Private Wealth Partner at Skybound Wealth, advising high-net-worth and ultra-high-net-worth families, business owners, and senior executives with complex UK and cross-border financial planning needs.

Disclosure

First Name
Last Name
Phone Number
Email
Reason
Select option
Nationality
Country of Residence
Tell Us About Your Situation

Related News & Insights

More News & Insights
Skybound Wealth right arrow icon thin yellow
Should High Earners Prioritise Pensions Before the Tax-Year End?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

February 25, 2026
Are Pensions Better Than ISAs for High Earners?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

February 25, 2026
Can I Avoid the Money Purchase Annual Allowance?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

February 25, 2026
What Happens If I Trigger the MPAA?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

February 25, 2026
No items found.
Start Your Investment Journey Today
Talk To An Adviser
Skybound Wealth right arrow icon yellow
Lifestyle Financial PlanningInheritance Tax PlanningTrust Planning & WillsHealth, Life & Income InsuranceRetirement PlanningRepatriationAbout Us
An Essential Read For Expat Investors
Read Now
Skybound Wealth right arrow icon thin yellow
Manage All Your Finances In Our App.
Apple Podcasts linkApple Podcasts link
CookiesPrivacy PolicyRegulations
Copyright © 2020, Skybound Wealth Management. All Rights Reserved.

Talk To An Adviser

You can reach us directly by calling us between the hours of 8:30am and 5pm at each of our respective offices and we will immediately assist you.

Abu Dhabi - UAE (SCA)
+971 (0) 4450 9799
Dubai - UAE (IA)
+971 (0) 4450 9700
Geneva - Switzerland (ARIF)
+41 (0) 22 518 0286

Request A Call Back

By completing this form, you are consenting to receive telephone communication from Skybound Wealth Management, in accordance with our Privacy Policy.
Skybound Wealth phone icon yellow
Thank you!
Your call back request has been received and we will arrange for a member of our team to call you at your desired time.
Oops! Something went wrong while submitting the form
Home
Financial Advice
Lifestyle Financial PlanningInternational School FeesInheritance Tax PlanningTrust Planning & WillsHealth, Life & Income InsuranceRetirement PlanningRepatriationInternational Mortgages
Pensions
Pension TransfersUK Pension TransfersSIPPsQROPS
Savings & Investments
Regular SavingsLump Sum InvestmentsPortfolio BondsOffshore InvestmentsResponsible Investing
About
About UsAdvice & FeesOur Investment ApproachResponsible InvestingLeadershipFinancial AdvisersOfficesReviewsCareers
More
Global PartnersAthletes & CreatorsWomen Like UsPlume Wealth TechMoneyMapCurrency Exchange ServicesPropertyCorporate Solutions
News & InsightsReviews
Contact Us