Intro

Buy-to-let lending works differently from residential borrowing. The central question is often whether the property’s rent covers the mortgage interest by the required margin, tested at a stressed rate. For expats, the property, the rental yield and the ownership structure can matter more than the payslip.

This planner helps you work through the main decisions behind an expat buy-to-let before you commit to a property. It is designed to help you prepare for the right adviser and tax conversations.