Intro

Many expats plan a UK property purchase around their headline income, only to find that a lender recognises a lower figure. Foreign-currency income may be reduced by a currency haircut. Bonuses may only be counted in part. Self-employed or contractor income can be assessed very differently from a salary.

This self-check helps you identify where the gap between what you earn and what a lender may lend against could appear. It will not give you an exact lending figure, but it will help you understand which parts of your income need the closest review.