Planning for retirement can look straightforward when viewed one account, one pension or one country at a time. In practice, a cross-border retirement touches your pensions, investments, tax position, currencies, retirement destination and the rules that govern them. Most conventional retirement planning assumes the ground stays still. International retirement rarely does.
Skybound Wealth works with internationally based professionals whose financial lives span borders. This guide explores the Cross-Border Clarity Gap - the distance between how many people live internationally and how clearly they understand the financial implications. It brings together research from Skybound’s Retirement Reality Check survey with the practical observations of its pensions and tax specialists.
The report is led by insights from Carla Smart, Group Head of Pensions, and Shil Shah, Group Head of Tax Planning. Together, they explain why pension and tax decisions need to be considered alongside where you live, where you may retire, the currencies you earn and spend, and how the rules may change.
This Free Guide Shows You
You do not need to have retirement completely figured out to get something out of this. In fact, the research suggests that clarity is often the most valuable starting point. Understanding what you hold, what you will need and where you are most likely to retire can give you a clearer foundation for the decisions that follow.
