The third pillar element of the Swiss pension system is entirely voluntary but is arguably the most valuable for a number of reasons, such as helping to reduce your income tax and save for a property purchase. It also the most complicated and as such we would always recommend you seek the help of a qualified financial advisor.

Brexit continues to have a far-reaching impact, and negative interest rates and reducing pension conversion rates are making saving a costly exercise, meaning it is important you take advantage wherever you can reduce your tax commitments or improve the performance of your investments.

As such, our team of Swiss Pension experts have complied a comprehensive e-book that covers how to maximise your third pillar entitlement and much more.

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Download your FREE E-Guide -  Swiss Pension and Money Update 2021, and find out:

• Your Pillar Three entitlement for 2021
• The Cut off date for taking advantage this year
• What is a vested benefit account
• What does 'encash' your pension mean
• How banks are penalising savers as a result of negative interest rates
• Which tax friendly Cantons can save you money
• What happens to your pension when you leave Switzerland
• How to ensure you use all three elements of the Swiss pension system to your advantage
• Why your swiss pension could be losing value
• The three unexpected costs of living across the border

If you are an international expat living in Switzerland you are most likely earning more as a result. Make sure you make the most of your expat status with our comprehensive e-book.

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