60% of the expensive exit-tax mistakes we see were avoidable with decisions made 6 to 12 months before departure. This planner is the same phased checklist our advisers use with families preparing to leave the UK, Australia, the US, Portugal, Spain or South Africa.
Almost every exit mistake we untangle comes down to sequence. The right action taken in the wrong tax year is usually worse than the wrong action taken at the right time. Selling property, transferring pensions, drawing on retirement accounts, gifting assets - each has a correct slot in the 12-month run-up. Each has a cost when slotted wrong.
This planner was built from two decades of departure cases. It covers what to do at each phase, the rule that anchors the timing, and the consequence of doing the right thing one window too early or one window too late. It deliberately does not prescribe "how", that is jurisdiction-specific, but it tells you what to slot in where.
If your departure is inside 6 months and most of the 12-month list is still blank, that is a common starting point. A short conversation with one of our advisers can turn the remaining time into a sequenced exit you can execute calmly.
